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TERRY GENTRY, Vice President, The Richman Group Capital Corporation, Portland, Oregon
As the director of the West Coast Office for The Richman Group Capital Corporation, Terry coordinates the syndication of low-income housing tax credit limited partnerships and other investments in affordable housing in a large geographic area covering several western states. |
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MARGARET NELSON, Former V.P./Relationship Mgr, KeyBank Community Development, Portland, Oregon
Margaret has over 19 years experience in banking and lending, specializing in affordable housing lending and low-income housing tax credits for the past 9 years. From 1997 to 2005, Margaret’s duties at KeyBank included providing all types of loan products for affordable housing projects and coordinating the delivery of other banking products to developers and projects. Margaret also serves as a volunteer in local efforts to make affordable housing available to everyone in her community. |
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CRAIGE NAYLOR, Fannie Mae, Senior Deputy Director, Boise, Idaho
Craige is the Senior Deputy Director of Fannie Mae’s Idaho Partnership Office with responsibility for Fannie Mae’s $4 billion investment plan in affordable mortgage and rental financing. He works directly with community partners throughout Idaho to expand current affordable housing opportunities. Craige has over 31 years experience in the real estate industry, including 16 years of senior management in mortgage lending for major financial institutions’ real estate lending operations in the western United States. He is a graduate of New Mexico State University in Las Cruces and a graduate of the Mortgage Bankers Association of America’s School of Mortgage Banking. He also received the designation Housing Development Finance Professional through his completion of the National Development Council’s certification program. |
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CINDY WILLIAMS, US Bank, CRA Specialist, Boise, Idaho
Cindy has almost single-handedly assisted CDI and IDAHO in growing to the level of production we see today. She has provided funds through the foundation of US Bank and worked with the Bank’s various departments to offer low interest loans, lines of credit and permanent loans through the Community Lending Department. She also represents the Minneapolis office of Ben Lopez, providing representation covering a multi-state area. Because CDI wants to be “CRA smart”, we look to Cindy for assistance in knowing how best to structure our projects to provide the most CRA credit possible to all of our lenders. |
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CRAIG HACKETT, Principal, Bonneville Multifamily, Salt Lake City, UT
Craig Hackett is a member of the Council for Affordable Rural Housing (“CARH”) and sits as a committee member over the State of Utah Department of Community and Economic Development’s multifamily funding and single family project funding. Until recently, he served as vice-chair of the Utah Community Reinvestment Corporation (“UCRC”) loan committee. Mr. Hackett graduated from the University of Utah with a BS in Finance followed by a Masters of Business Administration in 1973 and worked as a commercial real estate mortgage banker for 18 years. He was head of the Income Property Department in Utah when he left to become regional team leader at Key Bank in 1992. Within two years, Mr. Hackett started and directed the Low-Income Housing Tax Credit (LIHTC) “affordable housing” division which negotiated partnership agreements, bought tax credits, made construction loans, and placed, or retained internally, term loans. When Society and Key Bank merged, LIHTC lending and syndication became larger in scale and Mr. Hackett focused solely on debt products that brought opportunities for Key Bank to purchase the tax credits. Mr. Hackett pioneered USDA Section 538 financing at Key Bank and established and continued the program at Bonneville MultiFamily, a division of Bonneville Mortgage Co. Bonneville MultiFamily has provided financing for 66 LIHTC apartment projects throughout the nation, thirty of which have been guaranteed and interest-subsidized under the USDA Section 538 loan program. Bonneville MultiFamily focuses on financing projects that are income-restricted and rent-restricted under the Section 42 Low-Income Housing Tax Credit (LIHTC) Program. |
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CALEB ROOPE, Developer, Nampa, ID
Caleb Roope is the Managing Principal and Founder of The Pacific Companies. This group of firms specializes in the development and construction of affordable housing throughout the eleven western United States. With a particular emphasis on the use of the affordable housing tax credit and other state and federal resources including HOME, CDBG and redevelopment agency financing, The Pacific Companies develop, primarily through new construction, affordable multifamily and elderly housing in Montana, Idaho, Nevada, Colorado, Wyoming, California, New Mexico, Utah, Arizona, Oregon, and Washington. At any particular time, The Pacific Companies will have approximately fifteen approved projects in various stages of development and construction with roughly the same amount slated for financing applications. Mr. Roope has personally managed the development and construction of over fifty affordable housing projects over the past eleven years. His experience includes all facets of the real estate development and financing process with special emphasis in site acquisition, financing and feasibility evaluations. Mr. Roope received a Bachelor of Science in Accounting from Azusa Pacific University in southern California. |
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